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Financial Regulation in Emerging Markets and the Rise of Fintech Companies

Approx. 13 hours to complete

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Course Summary

This course provides an introduction to financial regulation, including the regulatory framework for banks, insurance companies, and other financial institutions.

Key Learning Points

Understand the role of financial regulation in maintaining stability and preventing financial crises
Learn about the regulatory regimes for different types of financial institutions
Explore the challenges and controversies surrounding financial regulation

Job Positions & Salaries of people who have taken this course might have

- USA: $65,000 - $115,000
- India: ₹500,000 - ₹1,800,000
- Spain: €30,000 - €60,000
- USA: $65,000 - $115,000
- India: ₹500,000 - ₹1,800,000
- Spain: €30,000 - €60,000
- USA: $60,000 - $100,000
- India: ₹400,000 - ₹1,500,000
- Spain: €25,000 - €50,000
- USA: $65,000 - $115,000
- India: ₹500,000 - ₹1,800,000
- Spain: €30,000 - €60,000
- USA: $60,000 - $100,000
- India: ₹400,000 - ₹1,500,000
- Spain: €25,000 - €50,000
- USA: $70,000 - $120,000
- India: ₹550,000 - ₹2,000,000
- Spain: €35,000 - €65,000

Learning Outcomes

Understand the importance of financial regulation in maintaining stability and preventing crises
Identify the key components of regulatory frameworks for different types of financial institutions
Analyze the challenges and controversies surrounding financial regulation

Prerequisites or good to have knowledge before taking this course

Basic knowledge of finance
Familiarity with financial institutions

Course Difficulty Level

Intermediate

Course Format

Online
On-demand
Self-paced

Similar Courses

Financial Markets
Corporate Finance
Financial Accounting

Related Education Paths

Notable People in This Field

Former Chairman of the Federal Reserve
United States Senator

Related Books

Description

This course gives an overview of the changing regulatory environment since the 1997 Asian and 2008 global financial crisis. Following these two major crises, governments around the globe enacted a set of far-reaching new financial regulations that are aimed towards safeguarding financial stability. However, banks find it increasingly difficult to be profitable in this new regulatory environment. Technology, at the same time, has taken important leaps forward with the emergence of sophisticated models of artificial intelligence and the invention of the blockchain. These two developments fuel the emergence of fintech companies around the world.

Outline

Financial Crises
Introduction to the course
Introduction to Week 1 - Financial Crises
Asian Financial Crisis - The Contributing Factors
Asian Financial Crisis - The Outcome
Global Financial Crisis - The American Dream
Global Financial Crisis - Securitization of Mortgages
Global Financial Crisis - The Crises Erupts
Global financial crisis - The Crisis Continues
Bank Balance Sheets
Mechanisms of Mortgage Securitization
Mechanisms Behind Contagion Channels
Basel III - Liquidity Regulation and Leverage Ratios
Meet the instructor
How the course works
Week 1 Resources
Week 1 - Wrap up
Global financial crisis
Financial mechanisms
Week 1 - Asian and global financial crises

Post-crisis regulations
Introduction to Week 2
Great Depression: Stock Market Crash
Great Depression: Banking Crisis
New Deal: Emergency Measures
New Deal: Commercial Bank Structures
New Deal: Federal Reserve System
Regulation Q and Shadow Banking
Two Main Modes of the Financial System
Capital Regulation
Risk-weighted Assets
The Bretton Woods Agreement
The Bretton Woods Design Flaw
Week 2 Resources
Week 2 - Wrap up
Honors lessons
Great Depression and New Deal
Financial Systems
Week 2 - Post-crisis regulations and financial systems
Honors - Bretton Woods

Fintech regulation in emerging markets
Introduction to Week 3
How Regulation in Emerging Markets Differ
Fintech regulation in the US - Responsible innovation
Initial Coin Offerings (ICOs)
Initial Coin Offering Regulation
Smart Contracts and Law
Fintech Regulation in China: Market for Cryptocurrencies
Fintech Regulation in China: ICOs and P2P Lending
Fintech in China: Interview with Michael Wong
Fintech Regulation in Brazil
Fintech Regulation in South Africa
Fintech in South Africa: Interview with Arif Ismail
My guests this week
Week 3 Resources
Week 3 - Wrap up
Fintech Regulation in the US
Financial Regulation in Emerging Markets
Week 3 - Fintech regulation and emerging markets

Rise in Fintech Companies
Introduction to Week 4
Peer-to-Peer Lending
Peer-to-Peer Models
Remittances
Zoona: Expanding Financial Services in Africa
Payment Services - Yoco
Blockchain and Banks - Naomi Snyman
Blockchain and Banks - Stuart van der Veen and Aatish Ramkaran
ICOs, Blockchain and Banks - Farzam Ehsani
Fintech for Financial Freedom - StokFella
Fintech for Impact - The SunExchange
Impact Investing - Aunnie Patton Power
Course conclusion
My guests this week
Week 4 Resources
Peer-to-peer lending and remittances
Payments and Impact

Summary of User Reviews

Find out what people are saying about the Financial Regulation course on Coursera. Students have given this course high ratings for its comprehensive coverage of financial regulations. One key aspect that many users thought was good is the course content, which they found engaging and informative.

Pros from User Reviews

Comprehensive coverage of financial regulations
Engaging and informative course content
Great supplemental materials provided

Cons from User Reviews

Some users found the course to be too technical
Not suitable for beginners
Limited interaction with instructors

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